Above and beyond your home owners insurance, I too have my own business insurance. You never can be too careful. Which is why I do not go light on staffing for a sale. Each residence is different, but based on the size of the home and the contents for sale, I make sure that there are more then enough staff members available and present.
It's my job to provide a safe and pleasant atmosphere for buyers to come and shop in and that is just what I do!